
Is Initiative Q scam or is it a cryptocurrency? A new Bitcoin? A new initiative to compete for the existing banking system? A Recommended Speculation Object? We examine that.
I know I’m a bit late with this report, but at least now, there’s a lot to say about Initiative Q. In general, there are two positions, the ones that want to promote as a member, and then the doomsayers who advise against it.
I highly appreciate that you are not just a follower and therefore, want to give you an objective picture. I take the view that the pessimists are either afraid of new competition (about 0.9% of all reports) or are fundamentally skeptical of anything new (about 99% of all reports).
Here we are, with 99.9% of reports saying that joining Initiative Q is dangerous. Is Initiative Q scam, why, and other facts we look at in this article.
What will you find in this post:
Initiative Q quick overview.
- Product Name: Initiative Q
- URL: https://initiativeq.com
- Name of the Founder: SaarWilf
- Available since: Anfang Juli 2018
- Product Typ: Cryptocurrency
- Price: Free
- Good for: The ones that want to join something new in an early stage.
- Rating: 5 out of 10 Points
- In Words: You have the opportunity to recruit more members for a possible profit.
- The good part: You can use any email address.
- Recommended? YES
Initiative Q What we know so far.
So far, there is mostly speculation about Initiative Q, few websites spread facts but mainly it’s their opinion.
But because, as we have seen with Bitcoin, that getting into such a project early can be very valuable, I do not want to tear this new option apart.

Fact 1. Everyone who is invited can get in for free. (Register here)
At the moment, only those who sign up via an invitation can join in. However, the goal is for officially registered brokers, investors to come on board.
Fact 2. The program is interactive and the corresponding numbers are constantly being updated. (The clock is running down).
Every day, the number of Q’s which you may have credited, if the system is properly activated, decreases. A defined sum of money seems to be distributed, and the later someone joins in, the smaller is her or his share.
Fact 3. Up to now, more than 3 million people have registered. (At the moment 100,000 new daily.) For months, there has been a huge exchange of social media registration forms for Initiative Q.
Fact 4. Big “influencers” advise against participating. (Only real reason, possible email address abuse).
Is it possible that some of them get the creeps? If the concept succeeds, it will be tough for many in the financial industry.
Also, BitCoin, the first virtual means of payment, was at first demonized because it could become a serious increasing competition, and as we learned, became then.

Fact 5. Many authorities deal with the program, means, they take it seriously. This also proves that people like Saar Wilf are no joke.
The former co-inventor of the PayPal product is not a scam but a very bright mind.
Fact 6. It is a multi-level marketing model. However, it can not be called illegal because no financial commitment is required.
Everyone is screaming, this is a pyramid scheme, this is an MLM scam, but is it really?
We all have learned that word of mouth is the best advertisement and what Initiative Q is doing here is a modern way of doing it. How else do you want to reach 50 million or more people today?
Fact 7. The Initiative Q website complies with all international privacy and data protection guidelines.
Our data is being misused so often, not long ago, we heard from Facebook that huge amounts of consumer data are being stored and used for the benefit of advertisers.
Google+ is now affected and may need to close the store. Where and who do you trust your email address, look at your messages input, then you know it, at least partially.
Fact 8. So far, the “Q” currency has no real monetary value.
According to reports, is Initiative Q expected to start running in mid-2019. Others say it can take until 2021 before a Q effectively has value.
The idea is that a Q will go on the market for the first time with a value of $ 1.00. This is similar to Bitcoin, which is still worth $ 6,394 today after heavy losses.
Fact 9. Initiative Q only claims that it is possible that at some point your Q’s are worth real money.
Not much is said of Initiative Q merely that the goal is to reach the value of a Q of $ 1.00.
It explicitly states that this requires a huge amount of people involved and that if you are interested in helping this new payment system to succeed, you should recruit as many new members as soon as possible.
The Goal of Initiative Q.
Initiative Q wants to introduce a new international payment system worldwide.
Initiative Q is in the process of creating a modern payment network that combines the best innovative ideas and technologies of recent years in one system. The Q-payment network aims to provide cheap, secure and fast money transactions with a world currency.
Some of the ideas that Initiative Q wants to realize already exist in various forms and offers. By combining the most effective of these techniques, Initiative wants to create a system that can serve everyone.
So far, no similar system has reached a broad clientele. This comes from, it is said, “what was first, the chicken or the egg,” phenomene.
That is, no buyer is ready to go into a payment system that is not accepted by stores. Conversely, no business is willing to implement a payment system that is not required by the clientele.
The idea that Initiative Q has, how to fix this problem, is that Initiative Q offers first-time users a certain amount of Q’s for free. Overall, a sum that is enough to get the payment system going.
Whoever pays the whole thing is not mentioned until now. Also, no technical details are published so far, which also makes some crypto specialists suspicious.
Below is an excerpt from the initiative Q website, the advantages of the new payment method are listed.
This document can be found under “Frequently Asked Questions”.

See how Initiative Q introduces its self.
It’s a short video, produced by Initiative Q. One more proof that the Initiative makers don’t hesitate to spend a lot of money even before they know they will succeed.
The whole website of Initiative Q is quite complex as you can see your self. It’s a big investment, I think not worth spending if it was only another try to scam us.
Why I can't advise not to join Initiative Q.
The only thing that really seems untrustworthy about this new payment system is ultimately the way it is marketed.
However, this is not enough to cite as evidence of attempted fraud. Nowadays, new product providers have to resort to new means.

These include enticement on profit and extremely spreading on social media. Anyone who sees behind Initiative Q a “make quick money” system did not look right.
Nowhere is it claimed that you will get rich easily and quickly here. It is promised to distribute a profit if the system succeeds.
I can not advise against sharing any of your email addresses with the operators, maybe not the main address, but one that you might just briefly create on Gmail for this purpose.
It would be unfair to you and an innovative businessman who, in my view, does not need it and can not afford to be associated with fraud, to thwart such an opportunity.
If the whole thing doesn’t work, then what, nothing won, nothing lost, at least for us. But if it really comes to what Saar Wilf has in mind, I would not be to blame that you’re not involved.
I’m not just saying this out of self-interest, of course, I would be glad if some of you reading this post use my link soon, but, as I said, if I had invested a monthly salary in Bitcoin many years ago, I would be able to live on this reward today: )
Pros and cons of Initiative Q:
- No entry fee
- No liabilities on your side
- Real responsable operators
- Today still quit high on the pyramid
- No guarantee for success
- A lot of envy spread
- Not favorable sales tactic
- Long-term system
Conclusion: Is Initiative Q scam? Everyone sais so but...
I have to say, I will try to support this system. If I offend you with that, I’m sorry but somewhere must come something new.
Paper money is slowly phasing out, you’ve already noticed that. Only the cost in the US to keep the paper money trading on working costs a fortune of over $2 billion annually.
With a worldwide accepted cryptocurrency, which is managed exclusively by a mobile phone and computer, vast amounts of funds could be used for better purposes.
Whether this works with the Initiative Q will be seen. Luckily, there are a few extraordinary experts at work.
If we, the people support such a concept, we require from the bank supremacy also that they play along.
Someone will always benefit from our consumption behavior but the conventional banks, have proven enough in my opinion, that they are not the right ones to rule my fortune.
It’s worth a try, it costs us nothing. And that we’re heading for total data monitoring, the initiative Q system will not speed up much.
Better start now as a backer and seize the chance to possibly join the winners, than complaining later that it has changed the payment habits of all, without our being at it, anyway.
Let yourself be invited and look at how much you might get given 🙂
If you are looking for a prooven system to make money online.
Can you do it like me? Become self-employed, work from home and write articles about what you have to share.
How to learn the whole concept with websites, internet business, social media advertising etc you can see here.
My First Update:
Generally I have not heard of any news concerning the Initiative Q improvement, but what to expect within 10 days.
I’ve had some changes on my own account though, I had quite some sign-ups and am today only one short of accomplishing the second phase.
My FREE Qs have gone up quite a bit 🙂
When I started, 11.10.18
Today, 11.21.18 🙂


That’s it, see you next time 🙂
If you have questions or want to discuss my report, do not hesitate. I am open to any opinion.
I know the Initiative Q concept is very controversial in all media. I’m curious how it all goes.
Until then, all the best, Stefan 🙂 asuperaffiliate.com
PS. There is another new MLM program, WebTalk, but I do not see half the chance that that leads to success.
As far as if Initiative Q is a scam it doesn’t seem like it is.
And while I say this I don’t tend to trust opportunities that use cryptocurrency. I do believe crypto is the wave of the future but with the wave of scams via crypto it makes me very skeptical to invest in something.
I think your rating is about right because it’s definitely not the best opportunity to make money but it is at least an opportunity and while most people as you say relate it to a scam I’m not 100% positive on that.
Thanks for the in depth review of Initiative Q!
Hi Josh and thanks for sharing your thoughts:)
I’m with you with your first statement, I too don’t think it is a scam when we look at the whole picture.
I know, since two years ago BitCoin had his big rise in value, a lot of scammers tried to jump the train and offered scam cryptocurrency to invest in.
I would never invest in any currency, be that a crypto one or one of any country.
Of course, there is a possibility to make money with currencies, but you need to know pretty well how to predict the rising and falling of their value.
The invitation of Initiative Q today though has nothing really to do with investment or speculation. They want to get a new payment system on the market and essentially this can only work if so many people are in possession of this currency, so they give some away.
To make money, you need to invent a payment system and sell it to the public, or you work or you speculate with papers that are proven to gain in value.
Initiative Q doesn’t even allow any speculators to buy Q’s as for now. At the moment it is only about getting publicity and check out the possibility of how many subscribers can be motivated to sign-up.
If the public is not interested everything sands out but we who have signed up have nothing lost but some like me, by writing reviews and commenting on Sunday mornings lol.
I wish you all the best, see you, Stefan 🙂
Hello Steff. You did justice in this article (perhaps a well-detailed guide). I’ve been making research about Affiliate Marketing for say about 2 years now. I finally took the leap and a step further about 3 weeks ago joining the Wealthy Affiliate Platform. I have no single regret. The Support and tools are amazing. I’ve not seen any like it before.
Affiliate marketing is not a get-rich-quick scheme. Making money online takes time, patience, the right training, money and persistence. Wealthy Affiliate makes it all simple.
Hi Mr BEazzy, thanks for looking in. You might have missed the topic of this post or maybe you want to comment on my Wealthy Affiliate review.
Anyway, thanks and have a great time 🙂
I am not a big fan of all these crypto’s that are out there at the moment.
Especially not when the most recognized one is being compared to a pyramid scheme. So it makes me very hesitant to jump into anything like this for the long term.
There are a few bright spots to this one though. No need to buy Q and there is a quite well-known person behind it.
So I’d say that speaks for Q. That might make me trust it a little more, more than bitcoin or all the other alternatives.
But I am still not convinced…But with things like this, it always takes me a bit longer to make up my mind.
Hi Linda, thanks for sharing.
First, I don’t know where you learned that BitCoin the most recognized cryptocurrency so far was a pyramid scheme, it is not.
BitCoin was founded at the end of 2008 and has today somewhere around 3-5 Million users.
BitCoin is largely used for speculation and had it’s best times about two years ago.
Initiative Q is, in fact, using a publicity strategy that reminds on a Multi-Level-Marketing system. The only difference is, they do not have any money involved.
The reason Initiative Q sais, for working like MLM is, they would like to have members that are invited by friends, so a credibility of the members could be established.
I’ though don’t think this works. Everyone is inviting everyone regardless of whether they know the people or not.
It’s up to you, whether you join now or not, all you can lose is that your email address is added to one more collection.
I hope this explains a bit more, see you, Stefan 🙂
Interesting article, what are the actual differences between Bitcoin and Initiative Q?
I was also wondering if there are other currency systems like this in existence.
It would be helpful to know if there had been any similar ventures in this area so we could compare the likelihood of their success based on what has been attempted already.
What worked and what failed, what will be done different for Initiative Q to become successful?
Hi Mark, you posted some interesting but at the moment not easy to answer questions.
First, the difference between BitCoin and Q, as I understand it, BitCoin is just an electronic independent currency when Initiative Q wants to change the global payment system and replace all existing currencies.
2. At the moment there is no reference product on the market. The idea is new and the attempt to realize such a project hasn’t been approached.
Saar Wilf has already been a co-inventor of an important part of a payment system before, PayPal and as you might know, this is quite established today.
Fraud Sciences was bought by PayPal in 2008 to optimize PayPal’s fraud management systems.
In my opinion, do BitCoin and PayPal work as for today. Both are recognized companies with their ups and downs.
If Initiative Q gets to the point of official launch, I think it will be successful in future. Who will be the owner in a few years from now we’ll have to see and whether Q will go on the market we’ll surely know pretty soon 🙂
Have a great day, Stefan 🙂
Thank you for this Initiative Q review,
I have been following along with this and have been really intrigued with this program but have been a bit unsure about it because of all the negativity surrounding it.
At the same time I don’t feel like someone such as Saar Wilf would destroy his reputation running a scam. Will have to continue following it to see where it ends up. Thanks again.
Hi Huy, you got a well-informed opinion about Initiative Q.
The only thing I would consider is to sign up in this early stage. You want to do like I did when BitCoin came up, I waited until positive results were visible and then I didn’t buy because I was afraid the now high price could fall unexpectedly.
What I love about Initiative Q is that they take things in their own hands and offer a big amount of Qs for free to get the currency rolling.
Have a great day, see you, Stefan 🙂
The fact being that it’s free to get started and risky free, I don’t see why I shouldn’t give it a trial. I have spent some time studying the whole idea of bitcoin and I can feel the impact it has on the Internet.
I wonder, do you think that this is gonna take over and beat the paper money or its gonna just complement it within the next 10 years?
Thanks, Pmbaluka for responding 🙂
To take over the paper money will take a long time. Maybe even more than 10 years. Paper money is being used for quite a long time and it will not be easy to convince everyone to forget it in a short time.
Although, a big percentage of payments are already done without paper. Not only Wallstreet but also in shopping malls or gas stations more and more people use a card to pay.
The next step would now be, to use an international currency and only one payment system instead of all the different ones offered today.
Today we have visa, master, PayPal, crypto, and cash etc. Every time our money changes from one to another it loses value, this can be eliminated by a single system for everyone.
We’ll see soon what the initiative Q technical side looks like and learn if it is makable like they like it to.
Have a great weekend, see you, Stefan 🙂
Great to read an honest review on Initiative Q.
I’m interested in these different payment systems and feel that one day a new payment system wil be implemented world wide but when is anybodies guess.
There are many different opinions out there and I found yours quite refreshing.
Hi Lordan, thanks for sharing your thoughts.
I hope I’m right with my prognosis about initiative Q and we will have a new payment system without currency exchange losses.
Also the idea that everyone would have access to a savings account, without having to open it in a bank. There are over 1 billion people in the world that do not have an account yet, they cannot buy anything online nor can they sell anything.
Smartphones are something that more people have already so to connect a currency to a smartphone is a great idea.
I think joining for free and waiting for results is the best way to react at the present situation.
Have a good Sunday, see you, Stefan 🙂
Thank you for the review. I’ve heard about this and was wondering what it was.
In my opinion it sounds too good to be true.
I have seen many of these schemes come and go and apparently they are all free, but then there is somewhere you do have to put your money in, usually with the promise of a big payout, but then something happens that makes it impossible for the owners of the website and business to do the payouts.
it might sound quite good now, but I’m thinking I’ll stick to what I know works, like building your own website and doing affiliate marketing.
Hi Petra, nice to see what you think.
Too good to be true, I don’t know. I think until Initiative Q is able to give us $1.00 for every Q we receive now will take a long time.
I guess the value starts somewhere under .0001 Dollar and who spends the Q too fast will never get 1 Dollar for 1 Q.
Initiative Q only sais the goal is to get a Q value of $1.00 but when and if that really happens is not promised.
It’s like with the BitCoin, if I had invested $1000.00 right in the beginning and left the money there, I would now be a millionaire today. But that would have taken half of my lifetime 🙂
On the other hand, the idea of giving away Q’s is that they get spent once the system works. If everyone just waits until the Q value rises it will not work.
I don’t think that Initiative Q can be compared with any existing scheme. The organization has a reputation to lose and is trying to get a big change in the payment industry going.
Saar Wilf has much experience with things like that, he was with the inventors of PayPal before it had another name but then Amazon was interested and bought the system and named it PayPal.
Today this system works great and is being used by millions of people.
Now Initiative Q wants to establish an even better payment method which includes a new currency Q, which should be international and not connected to country-specific currencies.
Of course, does having a new currency doesn’t have any effect for us to keep on working to earn our money. I too work on my website and make a living like that.
To join Initiative Q is only to not be the last customer when the whole thing really gets going.
All the best, see you, Stefan 🙂
This is a great review! I had heard very little of Initiative Q, but you have done a great job of enlightening me. Very interesting article.
Hi Tiffany, I’m glad to help. If you have a question or need an invitation, please tell me 🙂
See you, Stefan 🙂
Although I don’t like the fact that all of the money in the future will be online, I do think this is what is going to happen.
Unfortunately, anyone who is in control of the data can then control what we as individuals can and cannot buy.
I doubt that this is the intention of Initiative Q so I’m willing to give it a go in the hopes of benefiting from being an early member in the near future.
Thanks for all of the information. I appreciate your time and effort to inform us.
Hi Andrew, I think you touched a sensitive point here.
Data control and who has the hands-on these data is a really important Question these days.
At the moment it’s no big deal, an email address is not that powerful. But as the Initiative Q product description mentions, they want to make an absolute fraud safe paying system, that asks for maybe eye detection, fingerprints, face or voice recognition and who knows what more.
Then as we can all expect this project is going to cost unimaginable amounts of money to launch. Who might buy the whole company once the clients are on board we can not predict, hopefully, responsible people.
On the other hand, the fact that big brother is closing in day by day is not relying on Initiative Q, that would only be another step in the same direction.
Have a relaxed weekend Andrew, I have verified your application by the way, see you, Stefan 🙂
Hi, Steff Great looking post it’s full of great info and content, you
cover some very important points within your post about Initiative Q. Keep it up. Cheers Dave
Hi Dave, nice to have you here 🙂
This thing about Initiative Q, bitcoin, cryptocurrency is all new to me. You did a great job in producing an interesting article!
It helps me to understand what is differences, pros and cons of joining Initiative Q today.
Hi Camera, I’m always glad to help 🙂
Thank you for this comprehensive article, my friend!
Someone just tried to sell me this system through email and I happened to stumble upon your review to see what I was getting myself into.
I don’t like that success isn’t guaranteed but, of course, nothing is in this world is anyway.
However, the free entry level is highly impressive. Going to try it out asap!
Hi, Brandon, thanks for telling us.
There’s nothing really save in the online industry, you’re right. I think if we are interested in changing the today’s payment system we just have to trust someone trying to do it.
At this stage initiative Q is just looking to grow the community and we have nothing to lose if we join.
All you can lose is, that if you wait too long, you won’t get any free Q’s to start with.
All the best, Stefan 🙂
I have heard about initiative Q a lot. But this article tells me what it has to offer the community and it’s pros and cons.
I loved reading through the article. It has a lot of information about it. I’m really happy that I read this.
It can be useful for all the people out there. Thank you for sharing this with us.
Hi, Sujandar, great to see you 🙂
I’m glad to help, if you have a specific question just let me know. I hope you joined the Initiative Q, the possible gift you’ll get is getting smaller every day 🙂
All the best, Stefan 🙂
Oh another cryptocurrency??
This one is a multi-level marketing one too. This is a red flag for me. The big red flag for me is that the “Q” currency has no real monetary value. This is all new to me and I thank you for explaining it to me.
So have you started with the “Q” currency? What has been your experience so far – can you please share your experience in a bit of detail?
Hi John, back again 🙂
You’re right in a way, Initiative Q uses the MLM system to get a fast and large distribution of members. It is not moving money though, only sign-ups.
A Q has no money value as for now because it is not launched yet. Initiative Q is still in the implementing phase.
I have done with Initiative Q what one can do so far, I recommend to join, something else can not be done at the moment.
And my experience is actually better than I expected, I have already 7 people signed up.
I hope this cleared things up a bit, all the best, see you, Stefan 🙂
Hi Stefan, I really liked your initiative Q review, in fact, I think that there is not much of a risk, and personally you have to venture some effort to get anything back, so I have joined up, and hope you will verify my request.
I am looking forward to seeing how things develop with this fairly new site, thanks, Kenny.
Hi Kenny, thanks for joining up with my link. I have confirmed your account and you can now use your link to activate your possible free Qs.
I don’t know if you have people signed up yet, at least on my page it doesn’t show.
Good luck, see you, Stefan 🙂
Thanks for this detailed and well-written article.
It’s great for people like me who are clueless when it comes to all the online currency conversations.
I still feel this is too risky for me at this point.
I’ll be paying attention to your posts though for more updates and info until i feel better about it!
Thanks for sharing
Hi, I’m glad you like the post.
I hope you join the global e currency system and take advantage of the possible opportunity.
If you wait until the Q is on the market you’ll not get any free Qs anymore.
Join now, it’s free, you don’t need to buy anything at all. Only maybe you get some nice money gifted in the future 🙂
Have a great time, see you, Stefan 🙂
Thank you for sharing this with us.
The post is very detailed and you explained the way Initiative Q works very well. To be honest, with so many cryptocurrencies introduced every week, I do not really trust any of them.
It is just my opinion so sorry if I offended anyone.
Hi Jackvo, you’re right being suspicious with all the new cryptocurrencies.
Initiative though is not mainly a crypto but a new paying system. Qs should replace money worldwide if the plan of Initiative Q succeeds.
You know, like the Euro in Europe only that this currency would not be offered by the banks and would come with an optimized electronic paying system.
We’ll see how it develops, I hope you get your free share of Qs anyway, there are no obligations coming with.
Have a great time, see you, Stefan 🙂
Stuff like this intrigues me but in the same breath, it also scares me.
The world of currency is a scary place. I would like to learn more but it almost has to be one on one and ABC steps.
I love making money but hate losing money. From what I can understand the concept is pretty good.
I may have to dig a bit deeper. Thanks for taking the time to put such an in-depth article together.
Hi Dale and thanks for being so honest.
I understand your worries. At the moment big banks and some influencers determine how much our currencies are worth. They actually have the power to set the value of our hard earned Dollars etc compared to different currencies.
Initiative Q wants to set up an easy and realistic system. The more the Q is used the more it will be worth. I think the idea is not creating a speculation object but an internationally working paying system accessible to everyone having a smartphone.
Initiative Q offers no possibilities to invest money to speculate. So you can join for free, help getting the payment system popular and if everything works out well you get rewarded.
You can’t make a living from getting involved with Initiative Q like you can’t make a living with voting for a president but it might still be beneficial.
Have a great time, see you, Stefan 🙂
I, too, enjoyed reading your post, however, the technical side is still above my thinking abilities. I have heard of other cryptocurrencies that are available but I just don’t understand how they work and I have also heard that it is hard to mine some of these.
I must say, though, that I wish I had had more understanding when Bitcoin was first introduced.
I can see how investing in something like this in the early stages can have possibly huge benefits in the future.
Might be something worth looking at and I will keep my eyes and ears peeled for future info.
Keep Moving Forward, Wayne
Hey Wayne, great to have you here 🙂
I must tell you the truth, I’m not into cryptocurrencies at all and generally not interested in investing.
If you ask me, the ones that work should get all the benefits and not the ones speculating. Once the idea of investing in a project to help to make it possible was a good thought but today the intention of most investors is not to help but to profit.
Initiative Q is a project of a new internationally payment system and only lets us help to get popular, we can not invest money with the intention to make a profit.
BitCoin, the original cryptocurrency idea was had similar ideas, undermining the ruling money system. The time then was not ready and it did not get the momentum to reach the goal they had in mind.
Today it has turned into a speculation object and that is why so many new cryptocurrencies come up and try to enter the market.
Initiative Q wants to give it another try, the original idea, a modern cost-effective and location independent payment system not ruled by the bank oligarchy.
Stay in touch, get your free Qs and help enroll a new payment system that can also help you save money if it comes alive.
Have a great time, see you, Stefan 🙂
Thank you very much for the informative article!
I think it is very important to give people the information they need before they invest a bunch of time and or money into it.
I personally do affiliate marketing and am loving it! What is your favorite part of Initiative Q?
I hope your article has given some good information for others, I know it has for me.
Hi Kohl, thanks for the comment 🙂
I in fact also do affiliate marketing. It’s all about helping people make informed decisions.
Initiative Q is not a business model nor does it provide the opportunity to make money.
Initiative Q is just a new idea, a project that wants to help us use a modern payment system that is far less costly than all the systems in place today.
No cash, no checks, no credit cards. How many trees, ATM etc do you think can be saved when all we need is a smartphone?
That’s what the future needs and Initiative Q wants to establish it.
Have a nice day, see you, Stefan 🙂
Thanks for sharing this website. They are interesting topics you cover. It looks like you can put this on your phone and maybe pay for something like Samsung Pay or something.
Hi Roger, I think this will be the plan exactly.
Many existing ideas put together as an optimal mixture. A save electronic currency, paying via smartphone, fraud prove etc.
Thanks for your visit, see you, Stefan 🙂
Hello,I am hearing of Initiative Q for the first time but it really sounds impressive and I just wanna join.
I very much agree with you on the joining early thing. I had earlier on joined a bitcoin mining pool but I have never seen any real results, I hope Q is different.
Thanks for the enlightening article.
Hi Larry, thanks for commenting 🙂
To be honest, Initiative Q is the first time I dig a bit deeper into this subject.
The mining process of BitCoin I don’t understand but as I understand Initiative Q is not about mining.
Great that you are still open to new ideas though. I activated your account and wish you success with your business 🙂
See you, Stefan 🙂
Interesting concept. But as Wilf said something like this in order to become successful it is imperative to reach a critical mass and I don’t know if this is possible and how long it will take for something like this.
With so many new concepts coming out these days people are becoming more skeptical about joining new projects and this is the biggest problem these new ideas face.
I didn’t know about Initiative Q but now I will keep an eye on it and see where it will go.
Hi Stratos, and thanks for sharing your honest thoughts.
The reaching of a critical mass is the critical question indeed. I guess after investing so much into Initiative Q Wilf and his team will not give up easily.
Due to not having any obligations for joining apart from recommending to more members I think this Initiative has a good starting point.
I’m checking my site daily and sometimes news about Q and so far I still get new subscribers. Of course, I have to share this review to sozial media and such.
Have a great day, Stefan 🙂
First off, I have to say Nice site. This is one of the most insightful websites I have come across.
I absolutely loved the post on Initiative Q. new cryptocurrency. Every time a question came to mind you had an answer for me already.
You are very thorough, and your suggestions are great. I found the site easy to navigate through, liked the layout, and how you used your content.
Thumbs up from me!Kevin Lohman:)
Hi Kevin, and thanks for the compliment.
By the way all this techniques and knowledge about website building I gained from Wealthy Affiliate, my favorite program in this industry.
I hope you help us grow the following of Initiative Q, you can’t loose anything but might be of the first to get a benefit.
Have a wonderful week, see you, Stefan 🙂
Info was good. Idea fabulous! Great potential to catch on…the world is less than 1% used for digital innovation “Q”, proposes to give PayPal and Bitcoin some serious competition.
It basically sells itself for usefulness and projected value. This is a great opportunity to get in at Q’s starting point…for maximum benefit.
So sign up today. To encourage you, they are giving you free Qs.
This was Bitcoin’s initial strategy and it worked. So don’t miss out again.
Hi June, nice to see you again.
I’ve seen you have already joined my invitation, I verified your account.
I wish you good luck with inviting more people so the project Initiative Q will be a success.
All the best, see you, Stefan 🙂
Hi Steff,
A good post covering Initiative Q.
I have been a member with them for about a year and have a lot of ‘members’ underneath me. We all joined with the same mindset that it is time for a new payment system to spring up and we loose nothing for giving an email address.
This can only be gain.
I believe the way they are approaching this is excellent. Build your customer base first, reward people for taking action and then bring in your merchants.
At zero risk to anyone.
The reason people do not understand crypto, bitcoin and things like IQ is that they have no idea what bitcoin and crypto is all about,
The media spin the doom story. They spread misinformation about bitcoin.
Bitcoin was not created for investment purposes. That is a secondary benefit. It was created to give us a decentralized and trust-less operating system so that we have control over our money.
In other words FREEDOM.
Some criticize that IQ has no value. The $US has no value. It is backed by nothing. It is a centralized tool that can be inflated or de-valued according to the whim of governements.
You cannot do that to crypto.
For a bank to operate, we need to trust them. We do not. They are massive tools for fraud and manipulation. Governments can seize your assets and your money.
They cannot access, seize or control your crypto unless you give them access to it. If you never reveal your access keys they can never touch it.
Crypto is completely misunderstood by the public.
The technology behind it is what long term will change the world. That technology is not going away. Once mass adoption takes place, the value of crypto will sky rocket.
This technology allows companies like IQ to evolve.
Embrace it or don’t.
If you want to use a fax machine it’s ok…
The rest of the world moved on!
Don’t get left behind!
Tim
Hi Tim and thanks for clearing up these facts.
It’s not easy to explain to a lot of people that projects like Initiative Q. Most of what is talked about today is the speculation aspect and if there is profit to be made or not.
As you say, this was never the intention of founders of BitCoin or Initiative Q.
It might sound a bit revolutionary to wanting to outgo the banking system but for me I’m waiting for a long time for a chance like this.
As you say, our today,s money has in fact no real value, it only costs immense amounts of dollars to keep it alive.
If the federal bank decides to set a dollar to 10 cents no one can do a thing about it.
And the other aspect, that the governments can seize our money in the banks as they please is another reason to change to a new system.
Thanks again for the information, see you, Stefan 🙂
Hi Steff. Thank you for your blog on ‘Initiative Q’.
As you say, sooner or later something new will come along. It’s always going to be difficult to know whether that new proposition is a scam or if it’s legitimate.
The only chance we have of having some idea if we should take the chance with a product or not is through thorough research.
It seems to me you have researched this well. Like you, I have no idea if this will in fact take off much, like Bit Coin did, but I do know I missed out on bit coin so I’m going to try your link and give it a go. Jim
Hi Jim and thanks for joining, I’ve activated your account, you can start inviting your people your self.
There are some signs that Initiative probably is not a scam.
It’s for free.
It’s no pyramid or MLM system.
There are no actual promises, only the prospect of gain if the systems comes to life.
There are some well reputed names behind the Initiative.
The business model is build on proven existing systems.
I hope we can reach the critical mass ant the new payment system comes to use.
All the best, see you, Stefan 🙂
Thank you for this great review on Initiative Q.
Many people like to judge a book with its cover which is not correct. We are having many online programs to make money online among those many ,we are having scams too.
That’s why people are suspicious when a program arise. I have read this review and found that Initiative Q can’t be scam because a program which allows free membership for me is real one and can help people to make money.
I am not expert in making money online but website with fake promises are clear by reading their advertisement where they promise making much money without effort in a short time. I found Initiative Q is not that kind of program.
Hi Julienne, you’re absolutely right. Initiative Q is not promising you to get rich quick.
In fact it is not a make money program at all. It might be a possibility to save money by using the system once it is working.
I hope you join soon and get the chance of having free Qs to use once the payment system gets in business.
All the best, see you, Stefan 🙂
Hi Stefan,
I found your article very informative. Unlike a lot of other people, I had no idea what Initiative Q was.
You laid out a lot of information and I appreciated your pros and cons list toward the end. I agree with them (and you) that this could be something useful for the future.
I made the plunge and decided to join in under the moniker Anonymous User808.
Please accept me and I look forward to reading about the updates.
Hi there, you like it anonymous lol.
No problem, I verified your application already.
You can now write your own review and start inviting people.
All the best, see you, Stefan 🙂
Hey there! This is such an interesting topic for me, mostly because I haven’t heard of it.
I haven’t spent much time online nowadays so maybe that’s why. But from what I understand, they’re trying to build a new currency that the entire world can use?
As opposed to having to change it at a currency exchange station? It sounds pretty awesome and a good investment with virtually no loss.
What a subject to grasp, I’m definitely intrigued now and will continue to do research, thank you for your knowledge!
Hi Nicolette, great to have you here.
Initiative Q is not, as many misunderstand, just another cryptocurrency. The idea is to have a world wide applicable electronic payment system.
The idea is, Without having a bank account everyone in possession of a smartphone can pay and receive money where ever he is.
Less fees and transaction costs, no currency exchange losses and hopefully no speculation on the Q currency.
Have a great day, join now for only using a email address and secure your amount of free Qs for the future. Stefan 🙂
Hi Stefan
I really appreciate this in depth review of Initiative Q however I am sitting on the fence with this one for mow until i see where it goes a bit further down the track
I have been stung so many times and I feel I need to join a platform that offers me a safe place to where I can grow my own online business
I see you have a couple of side banners and have clicked one of them where I can join for free so I’m going to check out this Wealthy Affiliate place to see if I might enjoy what is offered and thank you
Vicki, you’ve done the right thing.
In order to make money is Initiative Q not the right answer.
In order to use your earned money with a more efficient and less expensive payment system Initiative Q will possibly be the answer in the future.
You can help change the way payments are made today, with all the fees that have to be paid.
Initiative Q is giving away Qs for free for anyone who joins before the pool is empty and those that help getting new members of course.
Hi, great article with a huge amount of information about Initiative Q. I like the way you outlined and gave bullet points, so you could read that portion, digest it, then go back to the list and start with the next topic. It really kept me focused, if that was your intent, you succeeded. You know, human beings for the most part of skeptical of new things and like you mentioned, the co-owner of PayPal founded this company and I can remember when I didn’t know what PayPal was? Go figure.
Your article answered most of my questions, just wondered if you are involved in Initiative Q and how successful are you?
Thanks for your in-depth discussion on this controversial subject.
Informative, another cryptocurrency. This is interesting, after reading this I have learnt a lot about Initiative Q. I like that it’s free so I guess it won’t hurt to check it out. I am a little skeptical though because this is all new. Change is hard to embrace and I think we’re heading in the direction for change and if course there will be a lot of apprehensions.
Thanks for sharing, knowledge is power.
I never heard about this system before and learned a lot about it today so thank you for that. These days everybody wants to earn money and wants to earn money fast online but we should be careful and we should use resources to help avoid scams as there are so many scams out there. If you want to start something online but not sure about the legitimacy of that online business model, take some time to do a bit of research. Earning online is possible, with great training and skills you can achieve your goal.
Steff, Your article concerning Q Initiative was informative and coaxing!
I found myself wanting some Q’s before I had decided whether or not I was going to believe it was a scam!
I agree with you, our present system is archaic and cumbersome, belonging to previous centuries and the paper dollar.
Q Initiative does not ask for money on the front end, I will find out more and be back if I feel you need enlightening about its scam attributes.
Thank you for your thoughtful conclusions about this subject! Janice😊
Hi Janice, great to have you here.
It’s up to you, if it is a scam, I and many others look a bit stupid for helping to promote.
So be it, If I was to promote BitCoin a long time ago 99% of people would have called me crazy, two years ago they would have called me a hero and today they would say, I told ya 🙂
That’s the risk we have to take when reviewing products and sharing our opinion.
Have a lovely Thanksgiving see you, Stefan 🙂
Initiative Q definitely sounds awesome. The online payment industry has been evolving very quickly since things like Paypal have arrived on the scene.
Even though the online payment industry continues to grow, few things can rival what Initiative Q seems to offer.
Credit card information can now be stored on your phone without having the physical card. I think Initiative Q is really the next big thing for this industry.
Hi Dave, nice to share your thoughts 🙂
Initiative Q could, in fact, revolutionize the payment system industry. If there were enough people joining them.
The problem is people only join revolutionary systems when they are in trouble and the big money crises are already so daily and got used too that no one is shocked anymore.
We’ll see what happens, have a great holiday, see you, Stefan 🙂
Well this is a new one on me. I am still trying to digest bitcoin now we have Q’s !
Information like your article is what I like to read anytime something new is introduced especially if it is promising or even rumored to be great.
Really informative and leaves me with more to consider when choosing to sign up or not.
Hi Cathy, I don’t know, If you had joined BitCoin in an early stage as I invite you to join Initiative Q you would not digesting the investment now but live from it 🙂 Just saying 🙂
The Q idea goes a bit further than BitCoin and definitely is a much more sophisticated plan than all the later opportunistic cryptocurrencies.
Have a blissful weekend, see you, Stefan 🙂
Things like bitcoin and cryptocurrency scare me, just as much as online forex trading. These all seem like things that can easily become a scam if it hasn’t already.
I just really hope people are responsible enough to do their research for themselves, but it’s really nice that you’re helping them find the information they need in one place.
The amount that people must be losing to scams makes me shiver.
Hi Beauty 🙂 I think being scared can be helpful but only combined with actual knowledge.
There are many scams out there that’s true but not only for online things.
If you went to a fruit market and someone would sell BIO apples and wants to give one to you for free to try would you take it?
He has to give them for free first to prove that they are good and to get more people buying them later.
Don’t be scared, think facts and have a great weekend 🙂 See you, Steff 🙂
I had never heard of Initiative Q. This all seems very interesting but why are there so many different currencies?
A long-term system is not necessarily a con, but the not favorable sales tactic do not sound good.
It is good that it is free so you know you will not lose any money, no liabilities and real responsible operators are good.
Hi Shy, you’re right, there are a ton of BitCoin copies. Once the BitCoin was getting expensive and successful all kinds of people or organizations tried to jump on the wagon.
I think Initiative Q cannot be compared with this phenomenon. Saar Wilf is, in fact, an expert in electronic payment systems and it’s security aspects.
His idea is not creating another cryptocurrency people choose to speculate for making profits but a totally new payment system, including its own currency.
PayPal is a new and easy to use system but when you use PayPal you have to deal with a lot of currency losses due to exchange rates. This could be eliminated with the Q.
Have a great weekend, see you, Stefan 🙂
Never heard of initiative Q. But I learned a lot here about it. This seems like something that could be useful. I might even give it a shot. What’s the worst that could happen.
The pros and cons seem pretty balanced and one doesn’t outweigh the other which I suppose is a good thing.
Hi Ty, I think if you want to help to establish the Q you must see more pros than cons.
I definitely do but might not write that out that loud. People like to oppose things others believe in 🙂
All the best, see you, Stefan 🙂
Hello Steff,
I couldn’t have written any better than this to inform people about initiative Q. This is my first time reading about this and I’ve gotten enough to know what they’re about from your article. Developing a common currency sounds pretty good and it will go a long way in online transactions.
I will do some other checks to see if I can sign up but I hope they keep to their good motives. Thanks for the info.
Hi Derr, thanks for responding. I’m glad to have made you aware of this new payment system that might be the future.
Many people haven’t heard of it, it’s really just a few months out of the bag.
Do your research and you’ll see that the only reason not to sign up is the risk of getting some more emails. As for me and now, I only get informed of new invitees that joined and that I have to check and verify.
Have a blessed Thanksgiving, see you, Stefan 🙂
I don’t know if I can offer fair comments on this initiative, as one who is very critical of the way the world’s wealth is distributed; the arguments are well laid out and demonstrates a believer, a system will work if enough people believe in it, obviously you are a believer,and I wish you luck. I hope I am not one of those people who will one days- I am sorry I missed out on a great opportunity,
Steff, Hello! You continue to inform on the innovations. This time, the new product “Initiative Q” .Ty disassembled this site by bone. You offer to try us, because there is no monetary risk.
I have experience of a similar game for 20 months until 2013 I was on the Virtapay website, but then my patience refused to serve.Now in WA, I have no right to be distracted.
Thank you for the reliability of your messages. Mark
Hey Steff,
This was a very detiled article, and i’m interested in the opportunity here seeing as I missed the bitcoin, Ethereum, and Zcash ICO’s. It does make me a bit nervous that they employ FOMO (fear of missing out) tactics referencing bitcoin to get people involved, but seeing as they only want a name and e-mail i guess there is no harm in trying. I also can’t comprehend whether it is going to be a cryptocurrency or just a payment system as it fails to clarify. I’m definitely gonna sign up and get involved as I do believe, and am seeing from my own research that the current financial and economic model is on its way to the ground. One other thing i’d like to see from them is a whitepaper detailing exactly their plan, and model and everything else in detail. Do you know if they have a telegram group to join where people that sign up can have active communication with/from the developers? I don’t like that they only mention one well known person without going into any detail about the rest of the team.
Either way i’m gonna sign up with a unique email specifically for this, no harm if it amounts to nothing, and it can only be good if it does amount to something.
Another helpful review article from you.
I joined Initiative Q say 2 months ago, and I lost my gist with it. I even forgot to do anything about it as I guess I just got overwhelmed with so much going on.
If your review is anything to go by, I guess I just need to hold my horses and continue referring, with the hope that it will turn out useful in the long run.
Many thanks Steff and best regards.
You know it so amazes me about the many ways you an make money in the online world. And what you are sharing here is very informative with tons of good information will be able to help your readers . The cryptocurrency system sounds very interesting. Both my wife and I attended a workshop at one time and I have heard about it from other people. In this day and time we ought to role with the changes and not get left behind.
I’ve read several reviews of this product in the past couple of days while looking into cryptocurrencies other than Bitcoin. And let me just say that most of them are negative reviews. Well, I didn’t quite understand how Initiative Q actually works. I know that cryptocurrencies like Bitcoin is a “payment system.” They’re a digital currency that you can purchase with money and can be exchanged online for goods and services without being traced by a central bank.
But just like most of the reviews I read, you’re saying that Initiative Q works like MLM; kind of a marketing pyramid wherein the people who will most likely to benefit are those who will get in first. Anyone who comes in during the latter parts will just get the crumbs. Hmmm … anyway, like you said, they are still on the process of getting as many people as possible to get involved. I think anyone who is interested should join as early as now.
I agree, Initiative Q is not a scam like most people perceive, thanks. Your post has definitely given me more clarity as to whether I should join or not.
Hello Steff – Well I am an old dog ! Retired and very protective of my financial resources and unwilling to take a risk on something that has yet to prove itself. So I am O U T on the Q.
That is not to say that I believe we are dealing with a scam product here, just that I have not seen enough to invest.
Thank You – Mike
Hi Steff. Cryptocurrency is still a mystery to me but I’m learning and your article was helpful. I’m still failing to see how this will fund though. Are they going to come back and ask for all the individuals who have signed up to ‘buy in’ at some point? Like others have said, all it costs at this point is your email address and the only risk seems to be the potential for a mailbox full of spam. I may jump in after a do a tiny bit more research. Thanks for the thorough and informative review.
There’s a lot of frenzy going on in the cryptocurrency industry with many grey facts as to whether it’s a good investment or not. I’ve read about Initiative Q somewhere, but judging from the early development without any solid marketing marketing strategy, the conservative-me might hold on to join such a program for now.
I still think Bitcoin is a novelty and will not be widely accepted for consumer purchase transactions at point of sale until the processing times are a fraction of what they are now. I see the same thing with initiative Q. Until transaction processing times approach that of credit card processing speeds at point of sale, consumers and merchants will be reluctant to participate.
Hey Steff,
This was a very good article. You did a lot of research for the completion of this. I appreciate the fact that you didn’t form an opinion in your article but listed both the pros and cons. You left the ultimate decision up to the reader about joining or not.
Your screen shots at the end showed that you have really used the product you are reviewing. This puts trust in my eyes!!
Elaine